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How to make the most of your True Rewards

Having an Integrated Credit Union Visa credit card with True Rewards makes a lot of sense. You’ll earn True Rewards Pounds every time you use your Integrated Credit Union credit card, and you can spend them instantly like 'real' Pounds at any of our partner stores.

Here are some tips on how and where to use True Rewards to your best advantage, enjoy!

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Maximising your True Rewards

True Rewards will work hard for you, if you:

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Earn True Rewards Pounds wherever you are in the world

The more you purchase with your card at home in UK or anywhere around the world that accepts Visa, the faster you’ll earn True Rewards Pounds.

Get into the habit of using your credit card for everyday purchases, like the supermarket shopping and fuel fill-ups, and your True Rewards Pounds will build very quickly.

To make the most of your True Rewards earning potential, set up bill payments to pay your regular household bills (such as power, phone or rates) with your credit card.

Also boost your True Rewards balance by using your Visa credit card with Rewards for things, like paying for your overseas holiday or buying a TV, and your True Rewards Pounds will really start to climb!

Before you know it, you’ll be deciding how to spend your True Rewards Pounds, and there are lots of ways you can.

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Use your True Rewards card like an EFTPOS card

The True Rewards Pounds on your True Rewards card are like cash. You can spend them at any of our partner stores, just like you would with an EFTPOS card. Anything you can get in store, you can buy instantly using your True Rewards card.

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Spending your True Rewards Pounds

You can spend your True Rewards Pounds on everyday, travel and online rewards, exciting!

See the world with True Rewards

If you’ve always wanted to see Rome, or simply need to get to your cousins wedding in Aussie, you can pay for your travel using your True Rewards Pounds.

With House of Travel you can choose any airline, any seat and any destination. You can also book your rental car and accommodation and get the whole package. Ciao!

Book online, in-store or over the phone

If you are able to pay for the full amount of your travel with your True Rewards Pounds, you can book it all online.

Split your travel payments

Or, you can split your payment using some of your True Rewards Pounds and any other form of accepted payment (such as your Integrated Credit Union Visa credit card with Rewards). If you want to split your payment, you’ll need to do this over the phone or at a House of Travel store.

Shop online with your True Rewards Pounds

If it’s easier, or you prefer to shop from home, no problem. You can redeem your True Rewards Pounds for everyday products or vouchers, and more, with just a few clicks (or taps).

Check out our online store where you’ll find a great range of merchandise, you can also purchase vouchers from a variety of stores, which are ideal as birthday gifts.

Donate your True Rewards Pounds to charity

Take a look at True Rewards charity donations. You can donate your True Rewards Pounds (TR£) to any of the charities our True Rewards programme supports. Every True Rewards Pounds you donate, translates to a Pound Sterling, so you are making a real difference. You’ll need to donate a minimum of £10, and there are a range of worthwhile causes you can support.

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Cool facts about True Rewards

Top ups

If you don’t have the full amount of True Rewards Pounds to pay for a reward, no problem. You can combine your True Rewards Pounds with any other accepted method of payment, such as your Integrated Credit Union Visa credit card and it’s all yours. You are simply making a split payment using two different cards.

Of course, if you do use your Visa credit card to top up your purchase, you’ll earn True Rewards Pounds by doing that too!

Bonus rewards

Our True Rewards bonus partner Mobil gives you double True Rewards Pounds on every purchase, so fill up with petrol or buy snacks at Mobil whenever you can and boost your True Rewards!

Did you know?

  • 1 True Rewards Pounds = 1 Pound Sterling
  • Your True Rewards Pounds never expire; you just keep on accumulating until you redeem them.

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Other helpful guides

Integrated Credit Union lending criteria, fees, Credit Card Conditions of Use and True Rewards Card Conditions of Use apply.

Credit CardsTrue Rewards Guide