Everyday rewards
Spend your True Rewards Pounds by simply swiping your True Rewards card (like an EFTPOS card) to buy anything at our partner stores.
1. Join True Rewards
Get an Integrated Credit Union credit card with True Rewards.
Integrated Credit Union True Rewards
Earn True Rewards Pounds every time you make a purchase with your credit card, then spend them instantly like 'real' Pounds in any of our partner stores or our online store.
Benefits at a glance
- Spend True Rewards Pounds like cash, swipe your True Rewards card like you would your EFTPOS card at our partner stores, and redeem instantly
- Use your True Rewards Pounds to travel anywhere, anytime, on any airline through our travel partner
- Shop online, there’s a great range of merchandise at our online store
- Invest in your future, transfer your True Rewards Pounds to your Integrated Credit Union KiwSaver Scheme account
- True Rewards Pounds never expire
- Earn bonus rewards with our True Rewards partner deals
How True Rewards works
Earning
- You earn True Rewards Pounds for every purchase you make with your enrolled Integrated Credit Union credit card; these Pounds are loaded on your True Rewards card. So the more you use your enrolled credit card, for everyday shopping and big ticket items, the faster your True Rewards Pounds balance will grow.
- Plus earn double True Rewards Pounds with our True Rewards bonus partner Mobil.
- One True Rewards Pounds = 1 Pound Sterling.
Special Partner Offer
Grab a bargain on your next night out at Hoyts Cinemas
Simply show or use your True Rewards card at any Hoyts Cinema when paying for your tickets, and you’ll receive two tickets for the price of £24!
This offer is only available in-store and cannot be used in conjunction with any other offer. It does not include 3D, HOYTS LUX, Xtremescreen, special or group events.
Spending your True Rewards Pounds
Travel rewards
With our travel partner House of Travel you can use your True Rewards Pounds to go anywhere in UK or around the world, on any airline you choose.
Online rewards
You can shop from home at our online store, select from a great range of products and vouchers.
Saving your True Rewards Pounds
You can transfer True Rewards Pounds to your Integrated Credit Union Saver Scheme account to grow your retirement savings or contribute to your first home. You can even gift them to another persons’ Integrated Credit Union Saver Scheme account.
Donate to charity
Gift your True Rewards to a worthy cause. Select any of these charities you wish to donate to and enter the amount.
Managing your True Rewards
View your True Rewards balance and redeem or gift your True Rewards Pounds in internet banking. On the go? Check your True Rewards balance on Integrated Credit Union Mobile app.
Get started today
2. Earn
Start earning True Rewards Pounds on every purchase with your True Rewards enrolled credit card.
3. Spend
Spend your True Rewards Pounds like cash at any of our partner stores, or at our online store.
Apply for an Integrated Credit Union Credit Card
Visit a branch
Visit us at one of our many branches across UK
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Integrated Credit Union PayTag
Use your mobile phone like an Integrated Credit Union Visa card, and make purchases instantly wherever contactless payments are accepted, you’ll earn True Rewards every time you wave/use your PayTag.
Integrated Credit Union Card Control
Control your credit card and True Rewards card with Card Control. Temporarily lock your Cards, set spending limits, change your PINs and more – anywhere, any time.
We’re here to help you 24/7
Frequently asked questions
Manage your account
Visa Business and Visa Low Rate cardholders are not eligible to enrol in True Rewards.
Integrated Credit Union’s lending criteria, fees and conditions of use apply.