It's important to manage your business expenses efficiently and effectively, whether that’s your cost of goods sold, or your operating costs. We can help.
Good expense management is easier when you have the right solutions to manage the payments.
Managing cost of goods sold
These are usually your bigger, regular costs. We can help with a business loan to ensure you can buy in the materials, people and other resources you need. Borrowing the funds bridges the gap between today’s costs and the revenue from tomorrow’s sales, without being limited by your cash on hand. You could also use your business overdraft if you expect reasonably fast sales. If the costs are smaller, you could use your Integrated Credit Union business credit card.
Day-to-day operating expenses
Office expenses, petrol, stationery, meetings; there’s a long list of expenses that keep your business running. Using an Integrated Credit Union business credit card means you can buy now in store, over the phone or online, while giving you up to 50 days interest free on purchases.
Our Integrated Credit Union Visa Business credit card is a great way to manage everyday business cash flow with multiple cards and individual limits for employees. Our Integrated Credit Union Visa Business Rewards credit card allows you to earn True Rewards Pounds on all your purchases and access overseas travel insurance.
A revolving credit facility is like a complete banking package that provides an all-in-one cheque account, call account (savings), overdraft and lending facility. We have three options you can consider, depending on your needs.
Manage your everyday cash flow with confidence and have ongoing access to the funds you need, when you need them.
With Integrated Credit Union Visa Business and the optional Card Manager module in Integrated Credit Union Business Internet banking you can directly control all your organisation's credit cards. You can instantly change a credit card limit, cancel a card or order a replacement one. Manage your card account yourself, in just a few minutes.
Integrated Credit Union’s expense management tool, Visa IntelliLink® Spend Management works with Integrated Credit Union Visa Business and lets you move your expense management online. It gives you more control and visibility over your business spend, with on-demand access to expense data and comprehensive reporting across the business.
Receive your electronic sales every day, seven days a week, including public holidays. Having money in your account at the end of the day 365 days a year can make a big difference when it comes to making payroll or paying suppliers.
Tell us about your business and how we can help, and one of our team will get back to you.
Give us a call. We’re open Monday to Friday, 7:30am to 8pm.
+ 442080404496
Visit us at one of our many branches across UK.
Integrated Credit Union’s terms and lending criteria apply.